All Articles in Financial services

In a key September 2012 speech, the Head of Conduct Risk at the FSA made various observations about the regulatory pitfalls of using social media and other digital platforms for…

Effective I July 2012, amendments to the EU Prospectus Directive mean a broadening of the circumstances in which issuers of securities will be obliged to produce prospectuses disclosing investment information.…

The ASA received 19 complaints about a TV ad for the “WageDayAdvance” pay-day loan service. Were the legal disclosure requirements satisfied? The ASA took advice from the OFT (who were…

It’s been a long time coming and much-trailered, but now the UK Government’s new Financial Services Bill has finally materialised. Apart from the end of the Financial Services Authority, what…

The demise of the Financial Services Authority and (for consumer credit control and, or so it looks, most other purposes) the Office of Fair Trading came closer with the publication…

After a super-complaint by Consumer Focus the Office of Fair Trading has found that consumers are being disadvantaged by confusing deals for buying travel money and using cards overseas. After…

Following a consultation, the Financial Services Authority has published finalised Guidance on Prominence in financial promotions. The guidance offers examples of poor and bad practice when including statutory disclosures and…

From the first, the Coalition Government has nailed its colours to the mast of a radical shake up of the UK’s regime for regulating financial services and financial promotions. Rebecca…